How to create free Shopping Cart online and Accept Payment from your Customers Directly to your local Bank Account in Nigeria


If you have been wondering on how you can accept payment for varieties of products that you are promoting or selling online and let customers to make a one-stop shopping on your website or blog without necessarily paying for the integration  of the software that can run this on your website then you have come to the right place.

This article contains necessary information on how to generate  free software that you can integrate on your site if you have little or no experience about programming languages.

You can start accepting payment online from your buyers or customers after you have finished reading this article.

Let’s Get Started

By Wikipedia: In online marketing, a shopping cart is a piece of e-commerce software on a web server that allows visitors to an internet site to select items for eventual purchase.

 The software allows online shopping customers to accumulate a list of items for purchase. Described metaphorically as placing items in the shopping cart or “add to cart”. Upon checkout, the software typically calculates a total for the order including shipping and handling and the associated taxes, as applicable.

Advantages of Integrating a Shopping Cart to your site
It allows easy purchase of goods.
It gives room for one-stop shopping
It allows flexibility to the purchase of goods and services to buyers all around the world.

 Where can I get free shopping cart software to integrate to my website?

In this article I’ll be sharing two (there are over millions) online companies that offer this free service.

Voguepay: This is widely use in Nigeria and it creates flexibility in funding and requesting for withdrawal because it does not necessarily involve in third parties for transactions to take place you can simply do this through your local bank account (in naira). You can register here

Miiduu.com: This platform is also easy to use . By signing up you can instantly get a professional looking, ready to use online store. You can then customize the site layout to your liking with a simple drag and drop feature and drop feature.

Low cost: miidduu.com provides free accounts, so you can start an online store with zero initial. There is no set up fee, no transaction fees and no hidden charges.

How it works

The software is very simple to integrate and manage. It also supports mini blogs and website with their simple html and it also came with SSL. Which means your customers credit card details is secured.

Voguepay works in two ways:
Business Account:
You can choose business account if you intend to reach a verse number of people. The reason is that it accepts credit cards such as:
Interswitch card
Master card
Visa card
E-transact s

But to manage your business account you will need to verify that you own a legal business which means you must have a business name.

Steps to Get Voguepay Business Account Verified: 

  • You must have at least minimum of N1000.00 in your account balance which will be deducted before verification. This 1000 naira is a non-refundable fee that you will have to pay to verify your business account 
  • Download the business account form and fill the necessary details. Then submit to appropriate address. 
  • After your form have been confirmed and approved you can start using your Voguepay business account to accept credit card payment on your website.

Personal Account:
Personal account can only be used by individual who is also selling product but want to also accept payment online via “buy now button.” You can integrate the “buy now button” to your site after successful registration of your account.

Personal account does not involve in the payment of fund for account verification or business name registration before you can start using your account. All you have to do is register then set up your “shopping cart” or “buy now button” to start accepting payment on your site.

You can use your personal account to accept credit cards such as:
Visa card

After you have finished setting up your store, then paste the code that will be generated in the body section of your edit html area of your site where you want it to appear.
When you’ve received payment from the sales that you made you can request for withdrawal at anytime you wish directly to your local bank account no need for “Current or Domiciliary Account”. You can use your personal savings account for this transaction.

If you are not familiar with how to use “shopping cart” or “buy now button” to accept payment online you can visit their website tools (how it work) on the homepge.


Advanced e-commerce functionality:
Despite its low cost and simplicity, miiduu.com provides almost all the advanced e-commerce functions that you can find online; such as best selling and up-selling abilities, coupons, quantity discounts multi-level customer management, order tracking, newsletters and a live chat customer services. It also provides social network integration which means you can let your customers buy your products through your facebook page.

You can use the following payment options to accept payments from your buyers:
Bank Transfer
Checks or Money Order
Cash on Delivery
Google checkout

More payment options: for even more payment options, just go to the miiDuu App store and install the appropriate app by entering in your store name. The app will automatically be added to your store and enabled. You can then navigate to “Settings” under settings select “payment as usual”. From there, click edit for the payment option you are setting up and enter in your account information. To use these checkout options, you will need to register an account with them.
To learn more about how to set up your payment options to your online store using miiDuu.com. Visit their homepage and click on “User Guide.”

MiiDuu.com is advisable to use if you are running a large business online because of its features. It is a standard shopping cart that allows visitors to a website all over the world to purchase goods.

Your MiiDuu’s Account Basic Settings:
First you’ll want to take care of your basic settings. From your administration page select the “System” tab, and then click on “Settings.” The first tab will be “General” and you can type in your store name and title, as well as your contact information and store logo. Your store name can be changed at any time, but will not have any effect on your store’s web address. The title is what will display at the top of your browser and/or on a browser tab.


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